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*The payment on a 30-year $250,000 5-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $987.81 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.121%. After the 5 years, the principal and interest payment is $1,058.53. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a $125,000 15-year Fixed-Rate Loan at 2.875% and 70% loan-to-value (LTV) is $855.74 with 1.625 points due at closing. The Annual Percentage Rate (APR) is 3.309%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $125,000 30-year Fixed-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $561.31 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.776%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $150,000 15-year Fixed-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $1017.94 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.205%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $150,000 30-year Fixed-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $673.57 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.736%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $175,000 15-year Fixed-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $1187.59 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.144%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $175,000 30-year Fixed-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $785.83 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.702%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $200,000 15-year Fixed-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $1357.25 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.089%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $200,000 30-year Fixed-Rate Loan at 3.375% and 70% loan-to-value (LTV) is $884.2 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.607%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $225,000 15-year Fixed-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $1526.9 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.076%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $225,000 30-year Fixed-Rate Loan at 3.375% and 70% loan-to-value (LTV) is $994.72 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.599%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $250,000 15-year Fixed-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $1696.56 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.065%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $250,000 30-year Fixed-Rate Loan at 3.375% and 70% loan-to-value (LTV) is $1105.25 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.593%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $275,000 15-year Fixed-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $1866.21 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.056%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $275,000 30-year Fixed-Rate Loan at 3.375% and 70% loan-to-value (LTV) is $1215.77 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.588%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $300,000 15-year Fixed-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $2035.87 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.048%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $300,000 30-year Fixed-Rate Loan at 3.375% and 70% loan-to-value (LTV) is $1326.29 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.583%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $350,000 15-year Fixed-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $2375.18 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.036%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $350,000 30-year Fixed-Rate Loan at 3.375% and 70% loan-to-value (LTV) is $1547.34 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.577%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $400,000 15-year Fixed-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $2714.49 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.028%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $400,000 30-year Fixed-Rate Loan at 3.375% and 70% loan-to-value (LTV) is $1768.39 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.572%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $450,000 15-year Fixed-Rate Loan at 2.75% and 65% loan-to-value (LTV) is $3053.8 with 1.625 points due at closing. The Annual Percentage Rate (APR) is 3.039%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $450,000 30-year Fixed-Rate Loan at 3.50% and 65% loan-to-value (LTV) is $2020.71 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.694%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $500,000 15-year Fixed-Rate Loan at 2.75% and 65% loan-to-value (LTV) is $3393.11 with 1.625 points due at closing. The Annual Percentage Rate (APR) is 3.034%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $500,000 30-year Fixed-Rate Loan at 3.50% and 65% loan-to-value (LTV) is $2245.23 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.691%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $75,000 15-year Fixed-Rate Loan at 2.875% and 70% loan-to-value (LTV) is $513.44 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.482%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a $75,000 30-year Fixed-Rate Loan at 3.625% and 70% loan-to-value (LTV) is $342.04 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 3.937%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

*The payment on a 30-year $125,000 5-year Adjustable-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $510.31 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.262%. After the 5 years, the principal and interest payment is $531.79. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $150,000 5-year Adjustable-Rate Loan at 2.75% and 70% loan-to-value (LTV) is $612.37 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.224%. After the 5 years, the principal and interest payment is $638.15. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $175,000 5-year Adjustable-Rate Loan at 2.625% and 70% loan-to-value (LTV) is $702.89 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.177%. After the 5 years, the principal and interest payment is $742.76. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $175,000 7-year Adjustable-Rate Loan at 2.625% and 70% loan-to-value (LTV) is $702.89 with 1.625 points due at closing. The Annual Percentage Rate (APR) is 3.10%. After the 7 years, the principal and interest payment is $739.89. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $790.25 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.134%. After the 5 years, the principal and interest payment is $846.83. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $200,000 7-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $790.25 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.053%. After the 7 years, the principal and interest payment is $842.72. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $225,000 5-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $889.03 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.127%. After the 5 years, the principal and interest payment is $952.68. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $225,000 7-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $889.03 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.046%. After the 7 years, the principal and interest payment is $948.06. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $250,000 7-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $987.81 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.04%. After the 7 years, the principal and interest payment is $1,053.40. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $275,000 5-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $1086.59 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.116%. After the 5 years, the principal and interest payment is $1,164.39. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $275,000 7-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $1086.59 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.035%. After the 7 years, the principal and interest payment is $1,158.74. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $300,000 5-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $1185.37 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.112%. After the 5 years, the principal and interest payment is $1,270.24. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $300,000 7-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $1185.37 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.031%. After the 7 years, the principal and interest payment is $1,264.09. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $350,000 5-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $1382.93 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.105%. After the 5 years, the principal and interest payment is $1,481.95. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $350,000 7-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $1382.93 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.025%. After the 7 years, the principal and interest payment is $1,474.77. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $400,000 7-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $1580.49 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.02%. After the 7 years, the principal and interest payment is $1,685.45. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $417,000 5-year Adjustable-Rate Loan at 2.50% and 70% loan-to-value (LTV) is $1647.66 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.099%. After the 5 years, the principal and interest payment is $1,765.63. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $450,000 5-year Adjustable-Rate Loan at 2.50% and 65% loan-to-value (LTV) is $1778.05 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 3.028%. After the 5 years, the principal and interest payment is $1,905.36. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $450,000 7-year Adjustable-Rate Loan at 2.625% and 65% loan-to-value (LTV) is $1807.43 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.063%. After the 7 years, the principal and interest payment is $1,902.58. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $500,000 5-year Adjustable-Rate Loan at 2.50% and 65% loan-to-value (LTV) is $1975.61 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 3.025%. After the 5 years, the principal and interest payment is $2,117.06. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

*The payment on a 30-year $500,000 7-year Adjustable-Rate Loan at 2.625% and 65% loan-to-value (LTV) is $2008.26 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.06%. After the 7 years, the principal and interest payment is $2,113.97. The fully indexed rate of 3.125% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.

*The payment on a 30-year $75,000 5-year Adjustable-Rate Loan at 2.875% and 70% loan-to-value (LTV) is $311.17 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.38%. After the 5 years, the principal and interest payment is $319.82. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.

This loan is subject to availability and the stated rates and terms may change at any time. As of January 2, 2013 loan was advertised and made publicly available by a lender in our network. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to first time home buyers. Restrictions may apply. Lock periods will vary. Assumptions are: you pay closing costs, your debt-to-income ratio is less than 30%; and your credit score over 720. In the case of certain jumbo products, the assumption is a credit score over 740. The loan to value (LTV) rate is 70%. Please remember that your lender does not have all of your information. You will need to provide additional information. Therefore, the rate and payment results you see may not reflect your actual situation. We arrange but do not make loans.

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